What good is saving all your money and never actually spending it?
Q. I have been saving and saving and investing and investing for years but never really spend much. So what good is saving all this dough if you don't enjoy it?
Asked by Alex Forrester - Tue Dec 30 14:59:57 2008 - - 4 Answers - 0 Comments

A. I agree, there is no good in saving if you don't know what you want. BUT, what's even worse is, wasting money and later finding a better place to spend it. If you think you're unhappy saving money, you should ask "would spending money on ___ (hot dogs, shoes, tv) make me happy"? If you're happy now with what you have, I would still encourage saving until you find something you like to spend it on later. Here's a few 1. Retirement 2. risk of job loss 3. insurance or your own medical, legal expenses 4. Travel There's no shortage of ways to waste money, so I'd just keep saving until the "right" way to spend comes along, things are much much worse for people today who have debt, no savings and no job. You'll be happy one day you need… [cont.]
Answered by Recession Guy - Sat Jan 3 02:28:01 2009

How can I get my scanned pictures to save directly to an external drive, without anything saving to my compute?
Q. I have a HP psc scanner, I am scanning some pictures and I want them saved directly to my external hard drive but I can't find out how. I am using HP Photo & Imaging Gallery. I can get it to save to my hard drive but it first saves a copy to my hard drive on my computer. How can I stop it from saving a copy to my internal hard drive?
Asked by mont121793 - Fri Feb 13 18:27:18 2009 - - 3 Answers - 0 Comments

A. If you have a USB drive or stick, just plug it in and when you scan, you can select where to save to. Choose the external drive or the plugged in USB device. You can save it. If I can save and scan to a network computer, I can save to any other devices. It will work
Answered by Jung - Sat Feb 14 23:12:33 2009

What are some good food tips for saving at Disney World?
Q. Im going for the 12th time in June, the 18th-25th. What are some good small food snacks/drinks to bring for the whole time just to save some money? What are some good food/drink saving tips at Disney World? Also, whats just money saving tips? I usually just eat at cheap restauraunts at the parks, but this time i really want to save, considering the economy. Thanks for all the help!
Asked by jenna*(rays 78-49) ! - Tue Feb 17 14:06:11 2009 - - 5 Answers - 1 Comments

A. well like you said eating cheap is key! If you really want to eat a bigger meal have it at lunch it will be cheaper than the dinner prices! try to eat a "breakfast" in your room. Like Pop tarts or a banana or apple, this will save you a lot of money! Carry small snacks for you throughout the day and this will keep you from spending 4$ on a snack that you can carry in and hold you through! Buy water out side of the parks if you can! This way your not spending 2.50 a bottle when you can get a case for like 4$. Good snacks I would say are like fruit snacks and granola bars. Things that you can carry with you and not melt/spoil! if your room has a fridge you can buy string cheese and yogurt and milk and have these in the rooms for… [cont.]
Answered by Ms.Hockey! - Tue Feb 17 19:08:07 2009

Why is daylight saving time used during the summer and not the winter?
Q. Also, why does it make more sense to use daylight saving time in countries with higher latitude? I don't really understand the concept of daylight saving time. Could anyone please help me out with simple clear examples? Thanks so much.
Asked by kindsoulz - Thu Nov 19 02:19:42 2009 - - 7 Answers - 0 Comments

A. Where I live, it would be broad daylight at 4 am in summer when there's hardly anyone up and about. By putting the clocks one hour forward, it gets light at 5 am rather than 4 am, thus penalising very few people, but gets dark at 9 pm instead of 8 pm, benefiting many and saving energy in delaying the time lights have to be switched on. In the tropics, the sun rises and sets at more or less the same time all year and there isn't really any 'summer' as we would know it.
Answered by bikenbeer2000 - Thu Nov 19 08:04:11 2009

How much saving is there by using energy saving bulbs as compared to ordinary bulbs.What are other advantages?
Q. What is the percentage saving in electricity bill by using energy saving bulbs as compared to using ordinary bulbs? What will be percentage saving if an equivalent energy saving bulb is used instead of say 60 watts ordinary bulb? What are other advantages? Why do people still use ordinary bulbs?
Asked by hanuman_natak - Fri Oct 3 12:51:28 2008 - - 8 Answers - 0 Comments

A. One reason a lot of us still use "ordinary" lamps is that we don't feel the Federal government should be telling us how to micromanage our lives! Plus, I don't feel comfortable using all this mercury in my home. Another thing the Feds don't tell us about.
Answered by Warren W- a Mormon engineer - Fri Oct 3 14:12:34 2008

What program is good for saving videos from internet?
Q. Is there any program for saving videos from internet, those videos that don't have URL, and there is no option for saving them when you right click on that video.
Asked by Lena - Fri Oct 24 20:07:05 2008 - - 5 Answers - 1 Comments

A. Use FireFox, with the downloadhelper plug-in and you can download many flash videos. playflv.com is a codec for downloading/watching Utube videos offline.
Answered by Wil N_ - Fri Oct 24 20:11:22 2008

What is the different between pension saving and life insurance?
Q. i plan to buy for my personal insurance but i have no idea which one i should go for. Is that everyone of us need to have saving insurance to make life be protected? My friend suggested me to go for the pension plan , but some of them they not agree why should i go for any insurance saving. I have a confusion now.
Asked by nothing ventured ,nothing gained - Tue Sep 30 15:49:17 2008 - - 1 Answers - 1 Comments

A. Insurance is generally used as a risk reduction tool. Life insurance is generally used to ensure that you meet your responsibilities to other people. If you have someone that depends on you to live, like a child, an old parent, you need insurance. If something happens to you, they will have some money for them to use. There are other ways insurance could be used. If you want a high return, insurance is not the way to go. Some suggests that getting "term" insurance and investing the difference. Pension plans are used to plan for your retirement. The money that you put here will generally have a higher return and you should be able to use it when you are already retired. This should replace your current income when you will not be… [cont.]
Answered by rookie - Wed Oct 1 10:42:42 2008

Whats the best way to start saving money?
Q. I need to start saving money for a house. I do not make much money and I have some bills. But I do have some spare money every now and then. Whats the best way to save money without being tempted to spend it.
Asked by Nathan R - Tue Sep 30 12:46:38 2008 - - 7 Answers - 0 Comments

A. Put your extra money in a savings account that is not easily accessible to you, preferably a high-interest account at a completely different bank than the one you use for your other checking and other savings. Have whatever money you can afford deposited directly into that account from your paycheck or from your checking account. Make it so that you never really get your hands on the money in the first place. Use this account as your long-term, "permanent" savings account. Make it automated, and just forget about it and let it grow. Also, though, you should open a savings account that is attached to your checking account. If you have extra in your checking account when it's time to get paid again, move that extra into your savings.… [cont.]
Answered by niftybergin - Tue Sep 30 13:46:11 2008

What things should our girl scout troops start saving for crafts?
Q. as of now we are saving tin cans to make cute votive holders, we are saving paper towel tubes, and kleenex boxes. so what else have your troops saved and used for crafts? also what are other crafts you have made that are easy to do. we also need ideas for things to make and sell at a craft like sale. no sewing involved please.
Asked by willwork4u2000 - Sun Aug 10 20:29:57 2008 - - 6 Answers - 0 Comments

A. Snowflakes made from Paper towel tubes cut in 1/4 in strips and turned on their side to make the snowflakes , it's endless the snowflakes you can make . Spray paint with white paint and sprinkle with glitter ;)))
Answered by mywaypink - Sun Aug 10 20:49:59 2008

How can I start saving for my first car?
Q. I'll be 15 in five days,and I want to start saving for a used car that I can get when I'm 16.I get a $5 a week allowance,but my parents might give me a raise if I do extra chores.Are there any jobs I can get at this age?I don't think my parents will drive me around for a job in the public,but maybe I can start my own business.Any suggestions on what I can do?Thank you!
Asked by Ashley Chica - Mon Feb 23 21:54:31 2009 - - 1 Answers - 1 Comments

A. deliver news papers in your neighbourhood.
Answered by Erik B - Mon Feb 23 22:08:01 2009

How can you stop your computer from saving recent history?
Q. Every time you open a word document, picture, or movie it always saves in recent history. Then when you go to start > documents, a list of all your recent files come up. I know how to delete this history, but is there a way to prevent it from saving in the first place?
Asked by true_skillzz - Sat Oct 20 18:56:35 2007 - - 2 Answers - 0 Comments

A. No. CCleaner can be set to automatically delete this every time the computer is started . There is also an add-on for Firefox called "Stealther" that allows you to turn off and on collecting history in Firefox. --- To clear your history you to clear: For each browser: History, Recently typed URLs, Last download location. Temporary internet files, Temporary files, cookies, each toolbar history (Google , Yahoo, Etc.) Also: Empty recycle bin, Media player play lists of recent movies played, My Recent Documents In addition when these files are erased they are not overwritten so any free recovery tool can recover these files. Another method is using CCleaner (free). CCleaner works for all browsers. CCleaner Do not install toolbar… [cont.]
Answered by ray_8128 - Sat Oct 20 20:11:40 2007

How do you start saving for a home?
Q. We are a military family and move A LOT! In about 3-4 years we will be able to settle more permanently. This raises the question of should we start saving more actively now, and if so how much? We will more than likely living in the DC suburbs, where small single fam homes run around 350k, to give an idea of what we need to work on. Also, what about improving our credit? We have good credit now. Both around 700. Any advice? Thanks!
Asked by Chantal T - Thu Jun 25 14:17:54 2009 - - 1 Answers - 0 Comments

A. You can look into low interest VA loans. Start putting money in the bank. Lenders will look for seasoned money - money in the account for more than 6 months. Also the time of the year - fall and winter months, prices are cheaper. Lastly - learn the art of negotiation (I'm not writing a book here), When you find a home you like, you going to make three offers. The 1st - 30% less than the asking price. Then the 2nd 15% less then the modified offer, the halfway between the revised offer. They you want to get the home inspect, to negotiate the price even lower. Nobody is going to hold our hand when you are negotiating. All they can say is yes on no. Good Luck
Answered by Gary H - Thu Jun 25 15:51:12 2009

I want to start saving money, by creating an account where I deposit like 10-20 dollars monthly?
Q. Essentially, by staying true to this sort of saving, I would like to be a millionair by the time I am sixty years old. Any reccomendations on what type of account I should open. Is this just a waste of my time and money? I am 21 years old.
Asked by make_it - Tue Dec 4 22:25:43 2007 - - 5 Answers - 0 Comments

A. Open an account that yields as high of interest as you can get. If you earn 5% a year, you will only end up with 28,801 when you are sixty. If you add $30 to the amount you put in savings each year, and once you get about 1,000 you start investing in mutual funds (averaging 8% return annually), you will end up with $1,049,272.84 when you turn 60. However, the last few years you are paying at least 1000 a month into savings. The key to having sufficient funds for retirement is to contribute early and often. If say you stick with the plan adding 30 a year until you are 25 (at which point I am assuming you will have a full time job in your career field) and then add begin to contribute 400 a month at the 8%, you will have $978,788.05… [cont.]
Answered by moonman - Tue Dec 4 22:56:36 2007

How does a water saving shower head work?
Q. I am doing science homework and the teacher won't let me bring home my text book and I can't find how water saving shower heads work. Any ideas anyone?
Asked by Tiffani R - Wed Nov 21 17:40:04 2007 - - 5 Answers - 0 Comments

A. They restrict the flow of water so that less comes out per unit time. Yes they work but the fact is that it isn't a very pleasant shower. I had them in an old house and I wouldn't put them in again. Maybe one of the newer ones would work better. They used to sell little plastic disks you could insert into older shower heads to cut the flow that way.
Answered by Jim J - Wed Nov 21 17:45:18 2007

How are you saving money during this economic crunch?
Q. With high gas prices, and the bad economy. What have you been doing to save money? I need help findings ways to save, if not make more money. I am a full time college student with a part time job, and no time to get another job. Any ideas on saving money and/or making more?
Asked by amoribunddream - Fri Jul 18 07:52:20 2008 - - 5 Answers - 0 Comments

A. Well it all depends on how much necessary and un-neccessary expenses you have. For me, I have started driving my car ONLY if necessary. I stopped buying daily coffee, muffin or lunch from outside, now I make my coffee at home. I dont go to the mall as often, becasue I know if I do, I will end up buying un-necessary things. One more thing is that I use my credit card, that way I keep a better track of my spendings and since it comes with reward points, they usually add up for gift certificates and this is like a little bit of money to spend.
Answered by butterflyonocean - Fri Jul 18 23:17:00 2008

What year did day light saving time start?
Q. Any one who can tell me what year day light saving time started AND if the clocks were turned back OR forward on the first turn AND give me the link where you got the info I will give them 10 points!
Asked by Mary A - Tue Nov 6 07:08:20 2007 - - 3 Answers - 0 Comments

A. Daylight Savings was originally conceived by Ben Franklin in 1784 and periodically had proponents who wished to see it adopted. London builder William Willett (1857-1915) in the pamphlet, "Waste of Daylight" (1907), promoted daylight savings, but the idea failed in Parliament several times. Wartime Germany, its allies, and their occupied zones were the first European countries to use DST, starting April 30, 1916. Britain followed their lead and set their clocks ahead on Sunday, May 21, 1916. The clocks were set ahead by one hour.
Answered by DaveNCUSA - Tue Nov 6 07:22:13 2007

How much money do energy saving lightbulbs save you?
Q. I'm just curious about (roughly) how much money you can save per month by switching to energy saving lightbulbs. If you change 5 or 6 bulbs, about how much money do you think I could save per month?
Asked by what the? 515 - Sun Aug 23 19:30:03 2009 - - 4 Answers - 0 Comments

A. about 11% of your electric bill, so if you pay about $100 per month you can likely save about $11 per month. The way I calculate is this, on average an american home spends 15% of the energy on lighting. CFL's use 75% less energy than an incandescent. The most financially advantageous way to go about switching is to change the most frequently used lights. It makes no sense to change the lights in the closet if you only use them 5 minutes a month, instead look for the lights you have on the most, likely task lighting in the kitchen, office or bathroom. Another easy and cheap way to conserve energy is use power stips with switches for you computer station and entertainment areas. Plug the tv, dvd, game system and stereo in and when you… [cont.]
Answered by whsgreenmom - Sun Aug 23 21:14:35 2009

How do I get my computer to start saving passwords again?
Q. I have Windows XP Professional with internet explorer 7.0. I deleted all the browsing history, like temporary internet files, cookies, passwords etc. But I want it to start saving the passwords again so that I won't have to enter it for everything like my e-mail. How do I get it to save the passwords again?
Asked by Stephers - Fri Nov 21 12:01:48 2008 - - 7 Answers - 0 Comments

A. Go to tools, internet options, click on advanced, then click reset. It will reset to factory settings. The next time you type in a password on a site, it will ask you if you want to save it.
Answered by Josh - Sun Nov 23 23:27:28 2008

How much energy does an energy saving bulb use to start up?
Q. I have been told, by a friend, that an energy saving lightbulb usues 15 mins worth of electricity to start - getting up to temperature etc. So if only going out for 10 mins is it better to leave it running?
Asked by Kevin P - Mon Nov 26 13:49:45 2007 - - 5 Answers - 0 Comments

A. Nope. They use little extra energy to start. Fluorescent light bulbs heat a small filament to trigger the gas discharge at a lower voltage than would be needed with a cold cathode. The main reason for this is simplicity in the starter circuit. But this simplicity is not necessary as the CCFLs (cold cathode fluorescent lights) in your notebook computer demonstrate. Those bulbs use a higher start voltage generated by a more complex electronic circuit. The total start energy is probably worth a few seconds of operational power consumption. There is one part of the myth that is true: florescent lights with an old (hot cathode) starter have a limited number of start cycles which degrades the lifetime of the lamps if they are being used for… [cont.]
Answered by amansscientiae - Mon Nov 26 14:41:19 2007

Where and How can I start saving for my retirement?
Q. Im 25 years old and want to start saving for retirement. How do i go by searching for a retirement plan?
Asked by dolphine_luver84 - Tue Jun 30 23:36:34 2009 - - 3 Answers - 0 Comments

A. give me the money and i will save it for you, haha :P :P seriously, just start any small inverstment business. contact me if you need some ideas, good luck
Answered by programmer - Wed Jul 1 00:59:07 2009